Step-by-step instructions for pulling your MTD (month-to-date) bank statement from the most common banks. Required by most lenders before funding.
Covers: Chase · Bank of America · Wells Fargo · Citibank · TD Bank · Capital One · PNC · US Bank
Jump to My Bank ↓A month-to-date (MTD) bank statement shows all transactions in your business bank account from the first day of the current month through today. It is not the same as a full monthly statement, which covers a closed billing period.
Lenders request MTD statements to see your most current cash flow — including deposits, withdrawals, fees, and your running balance — to assess what's happening in your business right now.
Pro Tip: Download as PDF, not a screenshot. Lenders need a clean document — screenshots are often rejected. Make sure your account number and bank header are clearly visible at the top.
Log into online bankingUse your desktop browser for the best experience — mobile apps sometimes limit download options.
Select the correct accountUse the business checking account that receives your primary revenue deposits.
Set date rangeFrom the 1st of the current month to today's date.
Download as PDFLook for "Download," "Export," or "Print to PDF" — not a screenshot.
Log in at chase.com and select your business checking account.
Click "Statements & Documents" in the left sidebar or account menu.
Select "Account Activity" or "Transaction History."
Set the Start Date to the 1st of the current month and the End Date to today.
Click "Download" and choose PDF format.
Confirm the PDF shows your account number, bank header, and full transaction list before sending.
Log in at bankofamerica.com and click on your business checking account.
Navigate to "Statements & Documents" in the top menu.
Look for a "Custom Date Range" option or go to the "Transaction History" section.
Enter the 1st of the current month as the start date and today as the end date.
Click "Download" and select PDF.
If you don't see PDF, use Print → Save as PDF from your browser's print dialog.
Log in at wellsfargo.com and select your business checking account.
Click "Account Activity" from the account overview page.
In the date filter, choose "Custom Date Range" and enter the 1st of the current month through today.
Click the Download icon (arrow pointing down) above the transaction list.
Select "PDF" as the file format and download.
Log in at citibank.com and navigate to your business checking account.
Click "Account Details" then "Transaction History."
Set a custom date range from the 1st of this month to today.
Select "Download Transactions" and choose PDF format.
If PDF is not available, print the page to PDF using your browser (Ctrl+P / Cmd+P → Save as PDF).
Log in at tdbank.com and select your business checking account.
Click "Account History" from the account menu.
Choose "Custom" from the date filter and enter the 1st of the current month through today.
Click "Search" to load the transactions, then look for the Download or Export option.
Select PDF and save the file.
Log in at capitalone.com and select your business checking account.
Click on "View Transactions" or "Transaction History."
Use the date filter to set the range from the 1st of this month to today.
Look for the Download button (usually a cloud or arrow icon) and select PDF.
If PDF is unavailable, print to PDF using Ctrl+P / Cmd+P.
Log in at pnc.com and click on your business checking account.
Go to "Account Activity" or "Transaction History."
Set the date range to the 1st of the current month through today using the Custom Range filter.
Click "Download" and select PDF format.
Review the document — confirm it shows your full account number and all transactions for the period.
Log in at usbank.com and navigate to your business checking account.
Select "Transaction History" from the account menu.
Click the date range selector and choose "Custom." Enter the 1st of this month through today.
Click "Export" or "Download." Select PDF if available, otherwise print to PDF.
Verify the document includes your account number and the U.S. Bank header.
Once you have your MTD statement, applying takes under 5 minutes. No credit impact to explore your options.
Apply Now — FreeYour most recent monthly statement could be 2–4 weeks old. Lenders want to see what's happening in your account right now — your current balance, recent deposits, and whether the business is actively generating revenue. The MTD statement fills that gap.
Use your browser's built-in print function (Ctrl+P on Windows, Cmd+P on Mac) and select "Save as PDF" as the printer destination. Navigate to your transaction history with the correct date range first, then print that page. Most lenders accept this format as long as the account number and bank name are clearly visible.
Most lenders do not accept screenshots. Screenshots can be easily altered and don't include the full account header information that underwriters need to verify authenticity. Always download as PDF or print to PDF from your browser.
For business financing applications, lenders want your business checking account statements — the account where your business revenue is deposited. Personal bank statements may be requested separately for some products like HELOCs or SBA loans.
The general process is the same across all banks: log into online banking, go to your transaction history or account activity, set the date range to the 1st of the current month through today, and download or print to PDF. If you're stuck, email us at info@mondracapital.com and we'll walk you through it.
We typically respond within one business day.
Thanks for reaching out. A Mondra Capital advisor will be in touch within one business day.