We look beyond the number — at your revenue, cash flow, and business health. Financing paths exist for businesses with challenging credit histories.
Traditional lenders are quick to say no based on credit scores alone. We look beyond the score — at your revenue, cash flow, time in business, and the overall health of your operation.
Many clients with challenged credit have found viable financing paths they didn't know existed. We'll give you an honest assessment of what's available.
Apply in minutes. No obligation, no impact to your credit score. We review your file and present your best options.
Start Free ApplicationRevenue, cash flow, industry, and business health — not just a credit score.
Even with challenged credit, there are real financing paths worth exploring.
We'll map a path from your current situation to better financing options over time.
Every business is different. These are general benchmarks — not hard cutoffs.
Some products have no hard minimum — they focus entirely on revenue and cash flow. Others have minimums that vary by product and lender. We'll identify what's available based on your specific score.
Initial inquiries are typically soft pulls that don't impact your score. A hard pull only occurs when you move forward with a specific lender — we always notify you before that happens.
Separate your business and personal finances, open dedicated business accounts, make all existing payments on time, and reduce outstanding balances.
Yes — products for challenged credit typically carry higher costs to compensate lenders for increased risk. We'll always present full transparency on cost before you commit to anything.
No lengthy bank processes. Fast capital for real business owners.
Apply Now — It's Free